Category: Budgeting
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Smart 10 Money Moves to Make Before You Turn 30
Your 20s are the perfect time to set a strong financial foundation. Learn 10 smart money moves to make before 30 to save more, invest wisely, and build long-term financial security.
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Common Personal Finance Myths Redditors Say Are Sabotaging Your Savings Goals
A lot of advice about money seems smart at first, especially when it comes from friends or social media. But some of those personal finance myths young adults believe are actually holding you back. According to a LendingTree survey, 96% of Americans believe at least one money myth, and 27% of Gen Z picked up those myths from social media…
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How to Budget on Minimum Wage: A Realistic Gen Z Guide to Stretching Every Dollar
Living on minimum wage presents challenges, but establishing effective money habits can optimize earnings. Key strategies include knowing your net income, tracking expenses, prioritizing needs, reducing costs, saving for emergencies, avoiding budgeting mistakes, finding additional income sources, and utilizing free resources. Small adjustments can lead to significant financial improvements.
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10 Proven Ways to Stop Impulse Buying and Save More Money
Impulse buying undermines savings, with Americans spending over $150 monthly, potentially totaling thousands. To curb this, identify triggers, wait 24 hours before purchases, unsubscribe from marketing emails, and use shopping lists. Practicing gratitude, limiting payment methods, and setting financial goals are essential strategies to regain control of your finances and prioritize meaningful spending.
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The 5 Most Popular and Profitable Side Hustles in 2025
Gen Z is all about side hustles, with 34% jumping in to earn extra cash. Freelancing, reselling vintage goods, and creating digital products are popular. Gig jobs offer flexible income too. Choosing the right side hustle based on skills and commitment can lead to financial independence over time.
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10 Reasons BNPL Services Might Hurt Your Finances
Buy Now, Pay Later (BNPL) services offer convenience but pose significant financial risks. They encourage impulse spending, create a false sense of affordability, and may lead to debt spirals. With hidden fees, limited credit benefits, and no consumer protections, users must manage BNPL responsibly to avoid financial pitfalls.
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Personal Finance 101 for Gen Z: How to Understand Money and Grow Your Financial IQ
Gen Z is increasingly aware of the importance of financial literacy, with over 70% wishing they had learned it in school. Understanding budgeting, credit scores, compound interest, and inflation can empower them to make smarter financial decisions. Small, incremental actions can lead to significant financial confidence and stability over time.
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What Exactly Should I Do First When I Get My First Paycheck?
Receiving your first paycheck is an exciting milestone, but knowing how to manage it can be daunting. Begin by understanding your net pay and creating a budget using the 50/30/20 rule. Build an emergency fund, pay off high-interest debt, save for long-term goals, and remember to budget for enjoyment. Taking these steps fosters financial confidence.
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Smart Money Habits for Gen Z: Start Adulting Like a Pro
To master adulting, focus on smart financial habits rather than flashy investments. Gen Z excels by tracking expenses, prioritizing debt-free living, automating savings, spending mindfully, and investing in financial knowledge. Building these consistent practices fosters financial responsibility and leads to significant long-term progress. Small, deliberate choices yield substantial benefits.
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Money Dysmorphia: How Social Media Is Messing With Your Head—and What to Do About It
Money dysmorphia affects many Gen Z individuals who feel inadequate due to social media comparisons. Almost half report anxiety related to finances, stemming from unrealistic expectations and curated online lives. To combat this, unfollow influencers, track personal progress, discuss finances openly, budget mindfully, and define personal success away from social media’s influence.
The Saving Sage 