Category: Managing Debt
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Smart 10 Money Moves to Make Before You Turn 30
Your 20s are the perfect time to set a strong financial foundation. Learn 10 smart money moves to make before 30 to save more, invest wisely, and build long-term financial security.
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Common Personal Finance Myths Redditors Say Are Sabotaging Your Savings Goals
A lot of advice about money seems smart at first, especially when it comes from friends or social media. But some of those personal finance myths young adults believe are actually holding you back. According to a LendingTree survey, 96% of Americans believe at least one money myth, and 27% of Gen Z picked up those myths from social media…
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Top 10 Proven Tips to Build Your Credit Score Fast and Improve Your Financial Health
A good credit score is essential for financial stability, impacting loan approvals, interest rates, and job opportunities. The average U.S. score is 714, but it can be improved through consistent habits. Key strategies include timely bill payments, low credit utilization, and maintaining a diverse credit mix. Monitoring your credit report regularly also helps identify errors.
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The 5 Most Popular and Profitable Side Hustles in 2025
Gen Z is all about side hustles, with 34% jumping in to earn extra cash. Freelancing, reselling vintage goods, and creating digital products are popular. Gig jobs offer flexible income too. Choosing the right side hustle based on skills and commitment can lead to financial independence over time.
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Personal Finance 101 for Gen Z: How to Understand Money and Grow Your Financial IQ
Gen Z is increasingly aware of the importance of financial literacy, with over 70% wishing they had learned it in school. Understanding budgeting, credit scores, compound interest, and inflation can empower them to make smarter financial decisions. Small, incremental actions can lead to significant financial confidence and stability over time.
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How to Crush Your Student Loans Fast on an Entry-Level Salary
Navigating student loan repayment on an entry-level salary can be challenging, but it’s achievable. Start by understanding your debt, creating an effective budget, and considering repayment strategies like the snowball or avalanche methods. Side hustles and automatic payments can accelerate progress, helping you pay off loans faster and gain financial freedom.
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Snowball vs. Avalanche: Which Student Loan Payoff Strategy Is Right for You?
This post outlines effective methods for paying off student loans: the debt snowball and debt avalanche. The snowball method prioritizes small loans for quick wins, while the avalanche method tackles high-interest debt first to save money. Real stories illustrate each approach’s benefits. Ultimately, consistency and personal choice drive success in repaying loans.
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Smart Money Habits for Gen Z: Start Adulting Like a Pro
To master adulting, focus on smart financial habits rather than flashy investments. Gen Z excels by tracking expenses, prioritizing debt-free living, automating savings, spending mindfully, and investing in financial knowledge. Building these consistent practices fosters financial responsibility and leads to significant long-term progress. Small, deliberate choices yield substantial benefits.
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Money Dysmorphia: How Social Media Is Messing With Your Head—and What to Do About It
Money dysmorphia affects many Gen Z individuals who feel inadequate due to social media comparisons. Almost half report anxiety related to finances, stemming from unrealistic expectations and curated online lives. To combat this, unfollow influencers, track personal progress, discuss finances openly, budget mindfully, and define personal success away from social media’s influence.
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7 Empowering Tips for Gen Z Facing Money Anxiety
Feeling overwhelmed by finances? You’re not alone—most Gen Z is stressed about money. Remember, you’re just starting out, and financial struggles are temporary. Focus on building good habits, shift your mindset, and utilize the resources available. Your journey is unique, and it’s okay to ask for help. Keep going!
The Saving Sage 